Note Buyers
IF You or Your Clients are Holding a Note such As a Land Contract, Trust Deed, Structured Settlement or Other Secured Cashflow and Need to Raise Capital You Have Come to the Right Place!
Sell Real Estate Note, Sell Land Contract, Sell Trust Deed, Sell Private Mortgage, Sell Loan Portfolio. We Offer Fast Cash for Real Estate Notes!
How much is a seller financed mortgage worth?
If someone owes you money and is making regular payments to you, you are the holder of a note, land contract, private mortgage, real estate note or an IOU. If that note is secured by property, real estate or business you have an asset that can be sold for immediate cash. Creative Financial Solutions will buy that real estate note from you for the highest possible cash price today.
Why Should I Sell?
There are many reasons you would want to sell for cash today.
- To pay off debts where you pay a higher interest rate than you are receiving.
- To make another investment that will provide a greater return.
- To invest in a more diversified portfolio that provides greater security.
- To relieve the burdens of bookkeeping and payment collections.
- Economically it can make sense to sell your note (Here is an example of why that is so):
If you have a $50,000 mortgage at 10% for 20 years and you are receiving payments of $482.51 per month you have two options:
1. you can hold and receive the payments
2. or you can be a creative seller of your note, for example:
You could sell 84 payments to Creative Financial Solutions for $22,957 cash today, then receive the mortgage and the payments back after 84 payments. It would still have a balance of $42,036. You would not lose any of your principal, and would have had the immediate use of the $22,957.
More reasons to Cash Out With Creative Financial Solutions:
- You won’t have to worry about if the note payer default.
- You won’t have to worry about IRS income tax reporting requirements.
- You won’t have to worry about destruction of the property.
- You won’t have to worry about bankruptcy of the payor.
- You won’t have to worry about divorce or death of the payor.
- You won’t have to worry about IRS tax liens against the payor.
- You won’t have to worry about your note being assumed by a dead beat payor.
How Much CASH will you Give Me for My Real Estate Note Today?
How much is a seller financed mortgage worth?
We will usually be able to give you the cash you need. All notes are purchased at a discount over the balance remaining due. By paying you with cash now and with cash at a later date we can give you the maximum amount. Often it is even possible to receive the full face value of your note. (see the example above)
The value of a note is determined by many factors, such as: type and location of property, equity, type of note, market interest rates, and credit of the payor. Clearly, a note secured by raw desert property will be worth less than a note secured by a single family home.
If you call us, we will examine and research value then offer you the highest possible price, usually with a variety of options for you to consider.
How do I get a quote? Just click on the “Get a Quote” Link or Button!
You can also call us with the following:
Information on the Mortgage Note: (remaining balance & monthly payments)
Information on other liens on Property:
Information on the Property securing the note: ( single family home, unimproved land, equipment, etc.)
Information on the Payor on the real estate note : (payment history, credit)
Who is Creative Financial Solutions?
Our investment service has been in business since 1999. The principal, Marc Faulkner is a long time real estate investor, real estate note buyer and broker. Prior to CFS, Marc created and sold thousands of installment contracts for other companies. Marc also specializes in structuring “Seller Financed” real estate transactions using notes.
Frequently Asked Questions:
What kind of notes will you buy?
We will buy:
* 1st Position Performing Real Estate Notes, Mortgage Notes, Land Contracts, Trust Deeds, Contracts for Deed, Business Notes, Structured Settlements
* Interest only Notes, Portfolios, Mobile Home Contracts *We handle both single notes and portfolios nationwide!
* Balloon Mortgage, Scratch and Dent Lender Pools,
* Old Contracts, Investor Fallout
* Estate Owned Contracts
FAST SERVICE, QUICK CLOSINGS, NO FEES
We Offer Quick Service From Quote to Funding, Nation Wide since 1999….